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Top 10 Advantages Of Smart Card

Posted: 27 Apr 2012 09:05 PM PDT

A smart card is your typical chip activated card made of plastic. It contains embedded information through a memory or microprocessor chip. The idea was first introduced in Europe almost 3 decades ago. Now many people in countries across the world use smart cards for library, for government applications and even driver's license.

Not all countries and industries utilize them. It is pertinent for countries and governments to implement these cards as they are a safer alternative to other things like pen and paper.

To examine more of the advantages the smart card brings, please read down.

 

1. No Bigger than Credit Card:

The size is quite standard and is defined by 85.60 by 53.98 mm. This allows someone to travel with the card anywhere they go around the world. The card fits into a purse, wallet and even pocket clips. Flexibility is the key here.

 

2. Tamper-resistant security system:

Ville Taponen argues that smart cards have reasonably secure cryptographic tokens. This is the whole point of its existence; proven robustness and correct functioning. The developers of the smart card already assume that attackers have various levels of expertise, resources and motivation. They have looked at every angle to ensure that the card is effective.

If you read our article about Top 10 best health care systems, you will undoubtedly see two countries (Taiwan and France) who successfully implemented it. Although nothing can be absolute, these cards are much safer than pen and paper documentation.

 

3. Best Alternative:

It is the most reliable, in comparison to other machine readable cards, like magnetic strips and barcodes. For example, the white OHIP Card in Ontario, Canada with the magnetic strip is still being used today. The white card does not work in most cases, requiring doctor's offices to manually input the information.

In comparison to pen and paper, this is also the best alternative. What would happen if there was a fire in the doctor's building? What would happen with all the pertinent information?

 

4. Loyalty:

Another advantage of smart cards is stored value, particularly loyalty programs which offer incentives to recurrent customers. Stored value is always more expedient and safer than cash. The best part about all this; most cards have a centralized system which tracks everything. If the card is lost, it will not be hard to replace.

 

5. E-Commerce:

Smart cards easily afford consumers with the ability to store information and cash for purchasing. The card may carry personal account and credit information that can be accessed in a click of a button. Additionally, the smart cards can manage and regulate expenses with automatic limits and reporting.

 



 

6. Flexibility:

The amount of information stored on smart cards is infinite and flexible. As stated before you can input anything from identification to credit cards. All of the data could also be easily transferable.

 

7. Data Integrity:

Again, this goes back to safety, but at a different level. With smart cards you cannot delete or remove the information, even accidentally. This is similar to a computer. No matter how many times you restore it, the things you do on it can be traced back to the beginning. Nothing is completely lost.

 

8. Limit on Expenses:

# 6 leads us to this reason. Many people do not know how to spend according to their budget. If you have a wife who is similar to Peggy Bundy, then you must consider getting a Smart Card. A smart card puts an automatic limit on all expenditures.

 

9. Identification:

You can no longer become lost in identity. There is no such thing when you carry a smart card. It provides all complete identification for all industries who invest in this card. In fact there is no need to have 100s of cards, from social insurance cards to health cards to driver's license. Smart cards would have it all. In fact, police would have an easy way to identify someone who has a record of speeding and reckless driving.

 

10. Prevent fraud:

This card can also be advantageous to the government to identify welfare and social programming fraud. Making sure the right person is receiving the care is important, especially when our tax money is involved.

 

Sources:

http://www.smartcardbasics.com/smart-card-overview.html

Ville Tapone, Tamper-resistant Smart Cards – Too Much To Ask For?

 

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